$789,000

Everyone is paying 2026 mortgage rates. The next owner of this building doesn’t have to. The seller locked in a 5.0% mortgage, and you can take it over. Same loan. Same rate. Your name on the deed. If you plan to live here and the loan company approves you, today’s rates become somebody else’s problem. Now the part that turns a good deal into a great one. Two of the three units already have renters, and their rent adds up to $3,600 a month. You live in the third unit. The other two pay most of your mortgage. That’s the whole game, and this building was built to play it. Then the tax bill: $2,309 a year. Not a typo. The city gave this building a 10-year tax break, and about 6.5 years are still left. Without it, the taxes on a building like this would run more than $9,000 higher. Every year. Your unit is the top floor, and it comes with the best seat in the neighborhood: a private roof deck with the Philadelphia skyline laid out in front of you. Inside, two bedrooms, two full baths, a kitchen with quartz counters and stainless appliances, and your own washer and dryer. It’s empty, it’s new, and it’s ready. Downstairs: Unit 1 has 3 bedrooms and 3.5 baths on two floors, plus a private backyard. Rented at $2,150 a month through April 2027. Unit 2 has 2 bedrooms and 2 baths. Rented at $1,450 a month, month-to-month, so the next owner keeps every option open. The building itself: built in 2022, brick, 2,857 square feet, seven bedrooms, seven and a half bathrooms. Washer and dryer in every unit. Central air in every unit. Separate utilities for every unit. All three licensed with the City of Philadelphia. And at $276 a square foot, it’s priced below the last new building like it that sold on this street. A short walk to Girard College. Minutes to Fairmount, Girard Avenue, Kelly Drive, and Center City. One more thing most buyers won’t know. A new loan on a three-unit building usually needs a much bigger down payment. Taking over this one can mean less cash up front, not just a lower rate. Leases, income records, repair records, and the loan company contact are ready for serious buyers. Please confirm everything, including whether you qualify to take over the loan, with the loan company and the City of Philadelphia.